 Protect Your Income
Are you concerned about the low yields you are receiving on your Certificates of Deposits? Are you concerned about the amount of taxes you are paying? There are solutions that may help with a variety of your concerns:
“We have less money each month to pay our bills!”
Lots of people use their monthly Certificate of Deposit interest check to help pay their bills. But, low bank and credit union CD rates mean less money coming in each month.
Let me show you a solution that can provide a guaranteed monthly cash flow that is higher than a bank or credit union CD or other Fixed Annuity!
“I worked hard all my life and I’m still paying income tax!”
You worked hard to build a nest egg so you could enjoy your retirement years. Now the interest and dividends you receive are fully taxable. If you receive Social Security, you may owe up to 75% of your benefits.
If there is a number in Box 20b on your income tax return, you should visit with me. I may be able to offer you a solution that will help you reduce those taxes and keep more of your money!
 “I keep hearing CD rates will rise soon. How long will it take?”
No one knows the answer to that question – but there is a solution available now that offers a guaranteed* rate increase each year for the first three years. Plus, the initial interest rate is twice that being offered right now by most banks and credit unions.
Let me show you how you can enjoy guaranteed* interest rate growth and liquidity!
“I’ve had a Fixed Annuity for years. Are there better options available now?”
Under the provisions of the Pension Protection Act (PPA), cash value withdrawals from non-qualified annuities can be used for Long Term Care expenses income tax free, regardless of the cost basis.
Let's get together and discuss which options are best for you.
*Guarantees are based on the claims-paying ability of the insurer.
Information herein is not intended to be legal or tax advice. You should consult with your own attorney and tax advisor for your specific circumstances
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